6 Ways Iowa Shines as a Retirement Destination

“Is this heaven?” … “No, it’s Iowa.” Movie and baseball fans will recognize this famous line from “Field of Dreams.” And while Iowa might not be the first place you think of to spend your retirement, it’s got plenty to offer. The Hawkeye State has it all for older adults looking for an affordable, easygoing lifestyle with access to top-notch health care, friendly Midwestern hospitality and a safe environment.

When weighing the pros and cons of retiring in Iowa, some may view the colder winters as a drawback. But the warmth of friendly neighbors, the beauty of the changing seasons and the ease of finding community more than make up for it. If you’re wondering, “Is Iowa a good place to retire?” this blog reveals six reasons why it’s a hidden gem that outshines its neighbors. (Looking at you, Illinois!)

1. Budget-friendly living with tax benefits. One of the most significant advantages of retiring in Iowa is its affordability. Iowa’s overall cost of living is 34% lower than the national average, with housing costs coming in at 42% less than the U.S. average. Your retirement savings will go further here, whether it’s housing, health care or everyday expenses. You can enjoy a comfortable lifestyle without breaking the bank.

Is Iowa tax-friendly for retirees? Absolutely. Our state has some great news when considering Iowa taxes for retirees: no taxes on Social Security benefits and various retirement income exemptions. This makes Iowa a tax-friendly option, allowing you to keep more of your hard-earned money.

2. Secure living with peace of mind. Retiring in Iowa means enjoying the peace of mind of living in a state known for its consistently low crime rates. For seniors, safety is priceless, and Iowa delivers. According to U.S. News & World Report’s Best States rankings—based on thousands of data points evaluating how well states serve their residents—Iowa stands out. The Hawkeye State ranks #6 overall, #7 for low property crime, #10 in public safety, and #14 in crime and corrections.
3. Exceptional medical care services. A commitment to health care excellence, research and innovation makes Iowa a leader in providing top-notch medical services, particularly for retirees seeking reliable care. Our state is home to top-rated hospitals and renowned health care specialists, ensuring you can access excellent care when you need it most.
4. Small-town charm with big-city perks. Iowa is known for its friendly and welcoming communities, offering the small-town charm many retirees crave. But it’s not all rural—cities like Cedar Rapids offer cultural and educational opportunities, from theaters and museums to lifelong learning programs at local universities. Plus, the traffic is mild, so getting around is a breeze.
5. Breathtaking landscapes and endless outdoor fun. For nature lovers, retiring in Iowa is a dream. Our state boasts beautiful rolling hills, rivers and parks to enjoy outdoor activities like hiking, fishing and birdwatching. Read: 7 Must-See Spots Near Iowa’s Heartland. Iowa also experiences all four seasons, making it an ideal spot for those who love fall foliage, white snow and blossoming springtime flowers.
6. Vibrant continuing care retirement communities. One of the best reasons to retire in Iowa is senior living options like Cottage Grove Place. We’re the only LifeCare^® community in Cedar Rapids offering independent living, assisted living, memory care, long-term care and short-term rehabilitation.

Retire in Iowa at Your Happy Place

Moving to Cottage Grove Place, minutes from downtown Cedar Rapids, is one of the best perks of retiring in Iowa. Our senior community offers a vibrant and welcoming lifestyle where you can enjoy gracious hospitality, abundant amenities and beautifully designed senior apartment-homes.

With our prime location, you’ll have easy access to health care, dining, shopping and entertainment options just a short ride away. At Cottage Grove Place, we’ve created a joyful lifestyle that exceeds expectations, helping you embrace new passions, connect with others and live life to the fullest.

Contact us today to discover why Cottage Grove Place’s blend of comfort, convenience and happiness is the ideal place to retire in Iowa, where you’ll immediately feel right at home.

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